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  INSURANCE

General Insurance
General insurance protection is often a requirement at the time of financing. Most lenders will stipulate the need to protect assets as a condition of the financing, in particular for major purchases such as home loans, property investments and luxury marine and car buyers.

The comprehensive range of general insurance protection products we offer includes:
• Home Building
• Home Contents
• Business and Landlord
• Motor
• Marine
• Caravan

Please note for home building protection we issue a Certificate of Currency within 1 hour.
Fifth Avenue customers can access our comprehensive general insurance protection with a simple phone call on 9388 8868.

Income Protection
Income and Disability Protection is worthwhile for anyone who is dependent upon employment to meet their ongoing lifestyle and financial commitments. We understand the need to consider Income
Protection will differ for each client and undertake a thorough evaluation of individual circumstance before recommending a custom solution.

Generally income protection provides cover for about 75% of your salary in the event of illness or injury preventing you from working; however the amount of income protection you need will be determined by the amount of salary you want to insure.

The length of time you receive payments can vary upwards from 2 to 5 years or longer depending on the amount of cover you wish to receive.

Ultimately the aim of our Income Protection Plan is to provide an income stream or lump sum payment if you can no longer work. Prices vary dependent upon age and other factors, such as the cost of maintaining your assets and investments and providing for spouse and other dependents, which will all be taken into account by our professional team of consultants when evaluating the best solution to suit your individual needs.

Please contact us for a free consultation on 08 9388 8868